JAIIB (LRAB) Module wise Syllabus
Are you searching for the syllabus of JAIIB Legal and Regulatory Aspects of Banking (LRAB) exam? Here at "Jaiib Mock Test", we have complete syllabus of JAIIB Exam (Paper 3) which is also known as JAIIB LRAB examination. The Indian Institute of Banking & Finance (IIBF) will conduct - JAIIB "Legal and Regulatory Aspects of Banking" exam. So for the better preparation of this exam we are proving you very important JAIIB (LRAB) course material:
| Mock Test | JAIIB LRAB - Practice Free Online Mock Test Paper |
| Book | JAIIB LRAB - Workbook (Official Study Guide) |
| Short Notes | JAIIB LRAB - Important Short Study Notes |
PDF Syllabus for JAIIB Paper 3 (LRAB) Exam
We are providing you the complete JAIIB LRAB syllabus in a very clear format so that you can read it online. But if you wish to read it in PDF format then you can easily download the PDF syllabus of JAIIB "Legal and Regulatory Aspects of Banking (LRAB) exam from the official website of The Indian Institute of Banking & Finance (IIBF).
There are 5 modules in the syllabus of JAIIB Legal and Regulatory Aspects of Banking (LRAB) exam as mentioned below:
JAIIB LRAB Module (A) Syllabus: Regulations and Compliance
Recommended: JAIIB LRAB Module A Study Notes
| Name of the Unit in the module | Contents |
|---|---|
| Legal Framework of Regulation of Banks | Business of Banking; Constitution of Banks; RBI Act, 1934; Banking Regulation Act, 1949; Role of RBI; Govt. as a Regulator of Banks; Control over Cooperative Banks; Regulation by other Authorities. |
| Control Over Organization of Banks | Licensing of Banking Companies; Branch Licensing; Paid up Capital and Reserves; Shareholding in Banking Companies; Subsidiaries of Banking Companies; Board of Directors; Chairman of Banking Company; Appointment of Additional Directors; Restrictions on Employment; Control over Management; Corporate Governance; Directors and Corporate Governance. |
| Regulation of Banking Business | Power of RBI to Issue Directions; Acceptance of Deposits; Nomination; Loans and Advances; Regulation of Interest Rate; Regulation of Payment Systems; Internet Banking Guidelines; Regulation of Money Market Instruments; Banking Ombudsman; Reserve Funds; Maintenance of CRR, SLR; Assets in India. |
| Returns Inspection, Winding up, Mergers & Acquisitions | Annual Accounts & Balance Sheet; Audit & Auditors; Submission of Returns; Preservation of Records and Return of Paid Instruments; Inspection and Scrutiny; Board for Financial Supervision; Acquisition of Undertakings; Amalgamation of Banks; Winding up of Banks; Penalties for offences. |
| Public Sector Banks and Cooperative Banks | SBI and its Subsidiaries; Regional Rural Banks; Nationalized Banks; Application of BR Act to Public Sector Banks; Disinvestment of Shares by Govt.; Cooperative Banks |
| Financial Sector Legislative Reforms | Need, Approach for Financial Sector Legislative Reforms; Important Reforms |
| Recent Legislative Changes in RBI Act | Recent Legislative Changes in RBI Act, Need thereof |
| Financial Sector Development Council | Role and Functions of Financial Sector Development Council |
JAIIB LRAB Module (B) Syllabus: Legal aspects of Banking Operations
Recommended: JAIIB LRAB Module B Study Notes
| Name of the Unit in the module | Contents |
|---|---|
| Secured and Unsecured Loans, Registration of Firms and Incorporation of Companies | Definitionof Secured and Unsecured loans; Need for Secured Loans; Registration of Firms; Consequences of Non-registration of Firms; Incorporation of a Company |
| Indemnities | Definition of Contract of Indemnity; Features of Indemnity Contract & Guarantee; Scope and Application of Indemnity Contracts to Banks; Obligations of a Banker; Precaution & Rights of an Indemnity Holder |
| Bank Guarantees | Definition and Types of Bank Guarantees; Banker’s Duty to Honour Guarantee; Precautions to be taken for Issuance of Bank Guarantee; Precautions to be taken for Payment under Bank Guarantee; Invocation & Enforcement. |
| Letters of Credit | General Considerations of Letters of credit; Parties to a Letter of credit; Types of Letters ofcredit; Documents under a Letter of credit; UCPDC 600; Banks obligation for payment of Letter of credit. |
| Deferred Payment Guarantees | Purpose of DPGs; Methods of Payment |
| Laws Relating to Bill Finance | Class of Bills and Laws Governing Bills; Classification of Bills; Categories of Bill Finance; Bill Finance and Legal Position of Banker |
| Various Types of Securities | Types of Securities; Escrow Arrangements; Trust and Retention Arrangements. |
| Laws Relating to Securities and Modes of Charging – I | Mortgage; Types of Mortgage; Enforcement of Mortgages |
| Laws Relating to Securities and Modes of Charging – II | Lien; Pledge; Hypothecation; etc. |
| Registration and Satisfaction of Charges | Definition of Charge; Procedure for Registration of Charge; Effect of Non-registration of Charges; Provisions of Law relating to Registration of Charges |
| Case Laws on Responsibility of Paying Bank | Negotiable Instruments Act and Paying Banks; Liability of Paying Banker; Payment in due course; Payment in Good Faith; Whether Payment under Mistake Recoverable |
| Case Laws on Responsibility of Collecting Bank | Statutory protection to Collecting Bank; Duties of Collecting Bank |
JAIIB LRAB Module (C) Syllabus: Banking Related Laws
Recommended: JAIIB LRAB Module C Study Notes
| Name of the Unit in the module | Contents |
|---|---|
| Recovery of Debts due to Banks and Financial Institutions Act, 1993(DRT Act) | Objective of the Act, Constitution of Tribunal, Procedure to be followed, Enforcement process |
| Securitisation and Reconstruction of Financial Assets and Enforcement of Securities Interest Act (SARFAESI) | Constitutional Validity; Definitions; Regulation & Reconstruction; Enforcement of Security Interest; Central Registry; Offences & Penalties; Miscellaneous Provisions |
| Banking Ombudsmen Scheme | Purpose; Extent; Definitions; Establishment; Powers; Procedure for Redressal Grievance |
| Bankers Books Evidence Act, 1891 | Applicability; Definition; Important Provisions |
| The Legal Services Authorities Act, 1987 | Lok Adalats- Organisation; Jurisdiction; Disposal of Cases; Awards |
| The Consumer Protection Act, 1986 and CERSAI | Preamble, Extent & Definitions; Consumer Protection Councils; Consumer Disputes Redressal Agencies; Objectives and important provisions of Central Registry of Securitisation Asset Reconstruction and Security Interestof India |
| The Law Of Limitation | Definition; Computation of Limitation; Important Provisions in schedule to the Limitation Act |
| Tax Laws | Income Tax; Fringe Benefit Tax; Banking Cash Transaction Tax; Service Tax |
| Negotiable Instruments Act, 1881 | Applicability; Definition; Important Provisions |
| Payment & Settlements Systems Act, 2007 | Applicability; Definition; Important Provisions |
JAIIB LRAB Module (D) Syllabus: Commercial Laws with reference to Banking Operations
Recommended: JAIIB LRAB Module D Study Notes
| Name of the Unit in the module | Contents |
|---|---|
| Indian Contract Act, 1872 | Meaning and essentials of contract; Contract of Indemnity & Rights of Indemnity Holder; Contract of Guarantee; Contract of Bailment; Contract of Pledge; Contract of Agency |
| The Sale of Goods Act, 1930 | Features; Sale & Agreement to Sell; Conditions and Warranties; Express & Implied; Rights of Unpaid Seller |
| Indian Partnership Act, 1932 | Definition & Types of Partnerships; Relation of partners to one another & to third Parties; Minor admitted to benefits of partnership; Dissolution of a firm; Effect of non registration; Limited liability partnerships-formation, registration, rights and liabilities of partners |
| Definition and features of a company | Definition & Features of a Company; Distinction between Company and Partnership |
| The Companies Act, 1956 | Definition, Features & Types of companies; Memorandum and Articles of Association; Doctrineof Ultra Vires, Constructive Notice, Indoor Management; Membership of Company- Acquisition, Cessation, Register, Rights & Duties of Members, Prospectus; Directors; Winding up of Companies |
| Foreign Exchange Management Act, 1999 | Important Terms; Powers of RBI, Regulation and Management; Directorate of Enforcement |
| Transfer of Property Act, 1882 | Sale, Mortgage of Immovable Property; Types of Mortgages; Sale with and without court intervention; Lease of Immovable Property |
| The Right to Information Act, 2005 | Applicability; Definition; Important Provisions |
| Right To Information and Obligation of Public Authorities | Obligations; Procedure; Disposal; Appeal; Orders; Penalties. |
| The Prevention of Money Laundering Act, 2002 | Obligations; Records to be Maintained; Procedurefor Maintaining & Furnishing Information; Maintenance & Verifications of Records of Identity of Clients. |
| Information Technology Act, 2000 | Definitions; Electronic Governance; Certifying Authorities; Digital Signature Certificates; Penalties; Appeal. |
Best Jaiib Books
