JAIIB PPB Unit 21 - Agricultural Finance

1. Loans repayable up to 18 months are short term loans.

2. Medium/long term loans are for more than 36 months.

3. All farmers who require loan for their cultivation expenses are eligible to get loan under KCC scheme.

4. KCC is valid for a period of 3 years subject to an annual review. Any number of withdrawals and repayments are permitted under this scheme.